Land Banking Finance
Secure strategic development sites for future projects. Land banking finance provides the holding power to acquire sites before development timing is right.
Key Features
Long-Term Holding
Terms up to 5 years for strategic sites
Pre-Approval Sites
Finance land before DA is obtained
Portfolio Building
Accumulate multiple sites over time
Exit Flexibility
Develop, on-sell, or refinance
Recently Funded Deals
See what's possible with the right finance solution
*Based on real deals settled by Andorra Private. Details may be generalised for confidentiality.
Unregistered MIS — Industrial Warehouse Portfolio
The Scenario
A property syndicate structured as an unregistered managed investment scheme sought finance to acquire a portfolio of large industrial warehouses in regional Victoria.
The Challenge
The syndicate required non-recourse lending with no directors guarantees — a structure many lenders are unfamiliar with. Loan documentation needed to reflect the MIS trust structure correctly, requiring coordination between the client, their solicitor, and the bank's solicitor.
The Solution
We identified a major bank willing to provide a lease-doc facility on a non-recourse basis. We then worked closely with all parties — the client, their legal counsel, and the bank's solicitors — to ensure the loan contracts correctly reflected the trust structure and that no personal guarantees were required.
The Outcome
The facility was successfully arranged with a major bank. The syndicate acquired the warehouse portfolio with no directors guarantees, and all loan documentation was executed correctly on the first pass.
Non-Recourse
Structure
None
Guarantees
Lease-Doc
Facility Type
Major Bank
Lender
Client Testimonials
Hear from our satisfied clients
“Nick as a broker is part of my dream team for not only residential but especially commercial lending and has been nothing short of brilliant! Always calm under pressure and gets the job done. Very proactive and knowledge far superior to other brokers I've worked with. He's also got another option up his sleeve to ensure you achieve your goals. Absolutely no hesitation in recommending Nick for all things finance. Do yourself a favour and have a preliminary chat with Nick.”
Rachael
Commercial Lending
“Nick is an absolute gun at his job. I've been through many brokers over the years, and he is by far the best I've worked with. His knowledge in the commercial space is second to none, and the way he handles the process is completely seamless.”
P
Commercial Finance
“Nick is super professional and highly competent in his craft. He guided me with credible lending options and advice during my commercial property purchase journey. Highly recommended.”
ADS Rawal
Commercial Property
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Start ApplicationStrategic Land Acquisition
Land banking involves acquiring development sites ahead of when you plan to build. This strategy secures sites at current prices, allows time for approvals, and aligns development timing with market conditions.
Unlike short-term bridging loans, land banking finance is designed for longer holding periods with terms up to 5 years.
When Land Banking Makes Sense
Land banking suits developers who identify sites with future potential that are not ready for immediate development. This could be due to planning approval timeframes, infrastructure timing, market cycle positioning, or accumulation strategies.
The finance structure needs to accommodate the longer holding period with appropriate interest management and exit flexibility.
Discuss Your Land Banking Finance Needs
Our team specializes in finding the right lending solution for your unique situation. Get expert advice today.
Frequently Asked Questions
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