Business Line of Credit
Flexible funding that grows with your business. Draw funds when you need them, repay when you can, and only pay interest on what you use.
Key Features
Flexible Access
Draw and repay funds as needed
Up to $1M
Credit limits to match your business needs
Pay for Use
Interest only on drawn funds
Ongoing Access
Revolving facility for continuous availability
Recently Funded Deals
See what's possible with the right finance solution
*Based on real deals settled by Andorra Private. Details may be generalised for confidentiality.
Unregistered MIS — Industrial Warehouse Portfolio
The Scenario
A property syndicate structured as an unregistered managed investment scheme sought finance to acquire a portfolio of large industrial warehouses in regional Victoria.
The Challenge
The syndicate required non-recourse lending with no directors guarantees — a structure many lenders are unfamiliar with. Loan documentation needed to reflect the MIS trust structure correctly, requiring coordination between the client, their solicitor, and the bank's solicitor.
The Solution
We identified a major bank willing to provide a lease-doc facility on a non-recourse basis. We then worked closely with all parties — the client, their legal counsel, and the bank's solicitors — to ensure the loan contracts correctly reflected the trust structure and that no personal guarantees were required.
The Outcome
The facility was successfully arranged with a major bank. The syndicate acquired the warehouse portfolio with no directors guarantees, and all loan documentation was executed correctly on the first pass.
Non-Recourse
Structure
None
Guarantees
Lease-Doc
Facility Type
Major Bank
Lender
Client Testimonials
Hear from our satisfied clients
“Nick as a broker is part of my dream team for not only residential but especially commercial lending and has been nothing short of brilliant! Always calm under pressure and gets the job done. Very proactive and knowledge far superior to other brokers I've worked with. He's also got another option up his sleeve to ensure you achieve your goals. Absolutely no hesitation in recommending Nick for all things finance. Do yourself a favour and have a preliminary chat with Nick.”
Rachael
Commercial Lending
“Nick is an absolute gun at his job. I've been through many brokers over the years, and he is by far the best I've worked with. His knowledge in the commercial space is second to none, and the way he handles the process is completely seamless.”
P
Commercial Finance
“Nick is super professional and highly competent in his craft. He guided me with credible lending options and advice during my commercial property purchase journey. Highly recommended.”
ADS Rawal
Commercial Property
Ready to discuss your options? Get a response within 24 hours.
Start ApplicationWorking Capital When You Need It
A business line of credit provides flexible access to funds without the commitment of a term loan. Draw down when opportunities arise or cash flow gaps occur, then repay when revenue comes in.
Unlike a traditional loan where you receive a lump sum and pay interest on the full amount, a line of credit means you only pay for what you actually use.
Perfect for Managing Cash Flow
Lines of credit are ideal for managing timing gaps between paying expenses and receiving payments from customers. They provide a safety net for unexpected costs and allow you to take advantage of supplier discounts for early payment.
Once approved, funds are available immediately when you need them. As you repay, the credit becomes available again for future use.
Discuss Your Business Line of Credit Needs
Our team specializes in finding the right lending solution for your unique situation. Get expert advice today.
Frequently Asked Questions
Ready to Get Started?
Start your application today and get a response within 24 hours from our finance specialists.