Machinery & Equipment Finance
Power your business with the equipment you need. From manufacturing machinery to industrial equipment, we provide flexible financing solutions for all your capital equipment needs.
Key Features
All Equipment Types
Manufacturing, industrial, and commercial equipment
New & Used
Finance for new purchases and quality used equipment
Tax Benefits
Maximise depreciation and instant asset write-off claims
Preserve Cash
Keep working capital for operations
Machinery & Equipment Finance Examples
See what's possible with the right finance solution
*These are illustrative examples based on realistic Australian scenarios, not specific client cases.
Transport Fleet Expansion
The Scenario
A growing logistics company needed to add 5 new prime movers to their fleet to service a major new contract with a national retailer.
The Challenge
Traditional bank finance would take 4-6 weeks for approval. The contract required vehicles on the road within 3 weeks.
The Solution
Fleet finance was arranged through a specialist transport lender who understood the industry. Pre-approval was achieved within 48 hours.
The Outcome
All 5 trucks were financed and on the road within 2 weeks. The contract was secured, and the business now services the retailer across three states.
5
Vehicles Financed
$1.8M
Total Finance
48 hours
Approval Time
Manufacturing Equipment Upgrade
The Scenario
A Sydney-based food manufacturer needed to upgrade their production line with new packaging equipment costing $420,000.
The Challenge
The business wanted to preserve working capital for inventory and didn't want to provide property as security for an equipment purchase.
The Solution
A chattel mortgage facility was structured, secured solely against the equipment with a 5-year term and fixed monthly payments.
The Outcome
The new equipment increased production capacity by 40% without impacting cash reserves. The business claimed an instant asset write-off in their tax return.
$420K
Equipment Value
5 years
Term
40%
Capacity Increase
Farm Equipment with Seasonal Payments
The Scenario
A broadacre farmer in Western NSW needed a new header valued at $650,000 before the upcoming harvest season.
The Challenge
Standard monthly repayments did not suit the seasonal nature of farm income. The farmer needed flexibility around harvest periods.
The Solution
Equipment finance was arranged with a seasonal payment structure - reduced payments during off-season and larger payments aligned with harvest cash flow.
The Outcome
The farmer secured the new header in time for harvest. Repayments matched income timing, improving cash flow management significantly.
$650K
Equipment Value
7 years
Term
Seasonal
Structure
Client Testimonials
Hear from our satisfied clients
“Nick is always available to take your calls and provides knowledgeable guidance throughout the entire process.”
Terry M.
Refinancing
“The experience was straightforward - nothing was too difficult and any request was handled promptly by Nick.”
Gabi Y.
Home Loan
“Nick was very thorough from start to end while maintaining quick responsiveness. Highly recommend.”
Nayer G.
Investment Property
Ready to discuss your options? Get a response within 24 hours.
Start ApplicationFinance for All Types of Equipment
We finance a broad range of machinery and equipment including CNC machines, lathes, presses, injection moulding equipment, printing machinery, food processing equipment, packaging lines, and industrial robots.
Whether you are upgrading existing equipment, expanding capacity, or starting a new production line, we can structure finance that matches your cash flow and business objectives.
Flexible Structures for Maximum Benefit
Equipment finance can be structured as chattel mortgage, finance lease, rental, or operating lease. Each structure has different implications for ownership, tax treatment, and balance sheet presentation.
We help you understand the options and work with your accountant to choose the most beneficial structure. Many businesses take advantage of instant asset write-off provisions where eligible.
Discuss Your Machinery & Equipment Finance Needs
Our team specializes in finding the right lending solution for your unique situation. Get expert advice today.
Frequently Asked Questions
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Start your application today and get a response within 24 hours from our finance specialists.