Residual Stock Loans
Release capital tied up in completed developments while you sell remaining stock. Our residual stock loans provide breathing room when settlements take longer than expected.
Key Features
Up to 75% LVR
Finance against completed unsold stock value
Flexible Terms
6 to 24 month terms to match your sales timeline
Release Capital
Free up funds for your next project
Fast Turnaround
Quick approvals from specialist lenders
Client Testimonials
Hear from our satisfied clients
“Nick is always available to take your calls and provides knowledgeable guidance throughout the entire process.”
Terry M.
Refinancing
“The experience was straightforward - nothing was too difficult and any request was handled promptly by Nick.”
Gabi Y.
Home Loan
“Nick was very thorough from start to end while maintaining quick responsiveness. Highly recommend.”
Nayer G.
Investment Property
Ready to discuss your options? Get a response within 24 hours.
Start ApplicationWhen Construction Finishes But Sales Continue
Residual stock loans bridge the gap between construction completion and final sales. When your development is finished but units remain unsold, this finance releases equity to repay construction debt or fund new projects.
Unlike construction loans that require progressive drawdowns and ongoing monitoring, residual stock loans are secured against completed, tenantable assets with clear market values.
Ideal for Property Developers
This product suits developers with completed apartments, townhouses, or house-and-land packages that need more time to sell. Rather than accepting fire-sale prices, residual stock finance gives you runway to achieve better outcomes.
We work with specialist lenders who understand development cycles and can move quickly to refinance construction debt into more appropriate residual stock facilities.
Discuss Your Residual Stock Loans Needs
Our team specializes in finding the right lending solution for your unique situation. Get expert advice today.
Frequently Asked Questions
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Start your application today and get a response within 24 hours from our finance specialists.