Land Subdivision Finance
Turn raw land into development-ready lots. Our subdivision finance covers land acquisition, civil works, infrastructure installation, and lot registration.
Key Features
End-to-End Funding
From land purchase through to titled lots
Civil Works
Roads, drainage, utilities, and infrastructure
Flexible Structure
Progressive drawdowns as works complete
Lot Sales Exit
Sell individual lots to repay the facility
Recently Funded Deals
See what's possible with the right finance solution
*Based on real deals settled by Andorra Private. Details may be generalised for confidentiality.
Unregistered MIS — Industrial Warehouse Portfolio
The Scenario
A property syndicate structured as an unregistered managed investment scheme sought finance to acquire a portfolio of large industrial warehouses in regional Victoria.
The Challenge
The syndicate required non-recourse lending with no directors guarantees — a structure many lenders are unfamiliar with. Loan documentation needed to reflect the MIS trust structure correctly, requiring coordination between the client, their solicitor, and the bank's solicitor.
The Solution
We identified a major bank willing to provide a lease-doc facility on a non-recourse basis. We then worked closely with all parties — the client, their legal counsel, and the bank's solicitors — to ensure the loan contracts correctly reflected the trust structure and that no personal guarantees were required.
The Outcome
The facility was successfully arranged with a major bank. The syndicate acquired the warehouse portfolio with no directors guarantees, and all loan documentation was executed correctly on the first pass.
Non-Recourse
Structure
None
Guarantees
Lease-Doc
Facility Type
Major Bank
Lender
Client Testimonials
Hear from our satisfied clients
“Nick as a broker is part of my dream team for not only residential but especially commercial lending and has been nothing short of brilliant! Always calm under pressure and gets the job done. Very proactive and knowledge far superior to other brokers I've worked with. He's also got another option up his sleeve to ensure you achieve your goals. Absolutely no hesitation in recommending Nick for all things finance. Do yourself a favour and have a preliminary chat with Nick.”
Rachael
Commercial Lending
“Nick is an absolute gun at his job. I've been through many brokers over the years, and he is by far the best I've worked with. His knowledge in the commercial space is second to none, and the way he handles the process is completely seamless.”
P
Commercial Finance
“Nick is super professional and highly competent in his craft. He guided me with credible lending options and advice during my commercial property purchase journey. Highly recommended.”
ADS Rawal
Commercial Property
Ready to discuss your options? Get a response within 24 hours.
Start ApplicationFunding the Subdivision Process
Land subdivision transforms larger parcels into individual lots ready for sale or development. This process requires significant capital for land acquisition, council contributions, civil engineering works, and holding costs.
Our subdivision finance provides staged funding that matches your project timeline, releasing funds as milestones are achieved and costs incurred.
What Can Be Financed
Subdivision finance covers land acquisition costs, development contributions and levies, civil works including roads and drainage, utility connections for power, water, sewer, and telecommunications, landscaping and common areas, and professional fees.
We structure facilities with appropriate contingencies and interest reserves to ensure projects have adequate funding through to completion.
Discuss Your Land Subdivision Finance Needs
Our team specializes in finding the right lending solution for your unique situation. Get expert advice today.
Frequently Asked Questions
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Start your application today and get a response within 24 hours from our finance specialists.