Unlock Cash from Your Business Assets
Access up to 70% of your asset value without selling. No credit checks, no property security, no financial statements required. Same day funding available.
Key Features
No Credit Checks
Approval based on asset value, not credit history
No Property Security
Use business assets instead of real estate
Same Day Settlement
Fast funding when you need it most
Keep Using Assets
Track It option lets you continue operating
Asset Based Lending Examples
See what's possible with the right finance solution
*These are illustrative examples based on realistic Australian scenarios, not specific client cases.
Manufacturer Covers Payroll Gap
The Scenario
An equipment manufacturer with $150,000 worth of machinery needed to cover a 2-month payroll gap while waiting for payment on a major contract.
The Challenge
Traditional lenders required extensive financial documentation and credit checks, which would take too long. The business needed funds within days, not weeks.
The Solution
Asset-based lending was arranged using the Track It option, allowing the manufacturer to continue using their machinery with GPS tracking while accessing working capital.
The Outcome
Funds were released within 48 hours. The business covered payroll, the major contract payment arrived as expected, and the facility was repaid in full after 8 weeks.
$105K
Facility
48 hours
Settlement
8 weeks
Term
Transport Company Settles ATO Debt
The Scenario
A trucking business with a fleet of vehicles needed to urgently settle $80,000 in ATO debt to avoid escalating penalties and potential director liability.
The Challenge
The business had impaired credit from previous cash flow issues, making traditional bank finance unavailable. Urgency was critical to avoid further ATO action.
The Solution
A Park It facility was structured against two trucks from the fleet. The vehicles were stored securely, and funds were released the same day.
The Outcome
The ATO debt was settled immediately, stopping further penalties. The business repaid the facility over 3 months as cash flow stabilised, and trucks were returned.
$80K
Facility
65%
LVR
3 months
Term
Client Testimonials
Hear from our satisfied clients
“Nick is always available to take your calls and provides knowledgeable guidance throughout the entire process.”
Terry M.
Refinancing
“The experience was straightforward - nothing was too difficult and any request was handled promptly by Nick.”
Gabi Y.
Home Loan
“Nick was very thorough from start to end while maintaining quick responsiveness. Highly recommend.”
Nayer G.
Investment Property
Ready to discuss your options? Get a response within 24 hours.
Start ApplicationThree Flexible Funding Options
Park It: Store your asset in a secure, insured facility and receive up to 70% of its forced sale value. This option typically offers the fastest approval and maximum advance.
Track It: Keep using your asset with GPS tracking installed. Ideal for businesses that need continued access to vehicles, machinery, or equipment while accessing working capital.
Sell It: For assets you are ready to part with, a consignment sale arrangement can unlock value while we manage the sale process.
Eligible Assets
We accept a wide range of valuable business assets including vehicles and transport equipment, heavy machinery, manufacturing equipment, boats and marine assets, inventory and stock, artwork and collectibles.
The key requirements are that the asset is physical, valuable, and unencumbered (or mostly paid off). Ownership must be clear - whether in your name, your business, or a family member.
When Asset Based Lending Makes Sense
Asset based lending is ideal when you need fast access to capital without the delays of traditional lending. Common use cases include covering ATO debt or BAS shortfalls, bridging payroll gaps, paying suppliers, managing seasonal cash flow, or funding urgent working capital needs.
Because approval is based on asset value rather than credit history or financial statements, this option works well for businesses that may not qualify for traditional bank finance.
Discuss Your Asset Based Lending Needs
Our team specializes in finding the right lending solution for your unique situation. Get expert advice today.
Frequently Asked Questions
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