Unlock Cash from Your Business Assets
Access up to 70% of your asset value without selling. No credit checks, no property security, no financial statements required. Same day funding available.
Key Features
No Credit Checks
Approval based on asset value, not credit history
No Property Security
Use business assets instead of real estate
Same Day Settlement
Fast funding when you need it most
Keep Using Assets
Track It option lets you continue operating
Recently Funded Deals
See what's possible with the right finance solution
*Based on real deals settled by Andorra Private. Details may be generalised for confidentiality.
Unregistered MIS — Industrial Warehouse Portfolio
The Scenario
A property syndicate structured as an unregistered managed investment scheme sought finance to acquire a portfolio of large industrial warehouses in regional Victoria.
The Challenge
The syndicate required non-recourse lending with no directors guarantees — a structure many lenders are unfamiliar with. Loan documentation needed to reflect the MIS trust structure correctly, requiring coordination between the client, their solicitor, and the bank's solicitor.
The Solution
We identified a major bank willing to provide a lease-doc facility on a non-recourse basis. We then worked closely with all parties — the client, their legal counsel, and the bank's solicitors — to ensure the loan contracts correctly reflected the trust structure and that no personal guarantees were required.
The Outcome
The facility was successfully arranged with a major bank. The syndicate acquired the warehouse portfolio with no directors guarantees, and all loan documentation was executed correctly on the first pass.
Non-Recourse
Structure
None
Guarantees
Lease-Doc
Facility Type
Major Bank
Lender
Client Testimonials
Hear from our satisfied clients
“Nick as a broker is part of my dream team for not only residential but especially commercial lending and has been nothing short of brilliant! Always calm under pressure and gets the job done. Very proactive and knowledge far superior to other brokers I've worked with. He's also got another option up his sleeve to ensure you achieve your goals. Absolutely no hesitation in recommending Nick for all things finance. Do yourself a favour and have a preliminary chat with Nick.”
Rachael
Commercial Lending
“Nick is an absolute gun at his job. I've been through many brokers over the years, and he is by far the best I've worked with. His knowledge in the commercial space is second to none, and the way he handles the process is completely seamless.”
P
Commercial Finance
“Nick is super professional and highly competent in his craft. He guided me with credible lending options and advice during my commercial property purchase journey. Highly recommended.”
ADS Rawal
Commercial Property
Ready to discuss your options? Get a response within 24 hours.
Start ApplicationThree Flexible Funding Options
Park It: Store your asset in a secure, insured facility and receive up to 70% of its forced sale value. This option typically offers the fastest approval and maximum advance.
Track It: Keep using your asset with GPS tracking installed. Ideal for businesses that need continued access to vehicles, machinery, or equipment while accessing working capital.
Sell It: For assets you are ready to part with, a consignment sale arrangement can unlock value while we manage the sale process.
Eligible Assets
We accept a wide range of valuable business assets including vehicles and transport equipment, heavy machinery, manufacturing equipment, boats and marine assets, inventory and stock, artwork and collectibles.
The key requirements are that the asset is physical, valuable, and unencumbered (or mostly paid off). Ownership must be clear - whether in your name, your business, or a family member.
When Asset Based Lending Makes Sense
Asset based lending is ideal when you need fast access to capital without the delays of traditional lending. Common use cases include covering ATO debt or BAS shortfalls, bridging payroll gaps, paying suppliers, managing seasonal cash flow, or funding urgent working capital needs.
Because approval is based on asset value rather than credit history or financial statements, this option works well for businesses that may not qualify for traditional bank finance.
Discuss Your Asset Based Lending Needs
Our team specializes in finding the right lending solution for your unique situation. Get expert advice today.
Frequently Asked Questions
Ready to Get Started?
Start your application today and get a response within 24 hours from our finance specialists.