Apartment Construction Finance
Large-scale residential development finance for apartment projects. Funding from site acquisition through construction to settlement of sold units.
Key Features
5+ Unit Projects
Finance for medium to large apartment developments
Comprehensive Funding
Land, construction, and holding costs covered
Presale Flexibility
Work with various presale thresholds
Interest Capitalisation
No monthly payments during construction
Recently Funded Deals
See what's possible with the right finance solution
*Based on real deals settled by Andorra Private. Details may be generalised for confidentiality.
Unregistered MIS — Industrial Warehouse Portfolio
The Scenario
A property syndicate structured as an unregistered managed investment scheme sought finance to acquire a portfolio of large industrial warehouses in regional Victoria.
The Challenge
The syndicate required non-recourse lending with no directors guarantees — a structure many lenders are unfamiliar with. Loan documentation needed to reflect the MIS trust structure correctly, requiring coordination between the client, their solicitor, and the bank's solicitor.
The Solution
We identified a major bank willing to provide a lease-doc facility on a non-recourse basis. We then worked closely with all parties — the client, their legal counsel, and the bank's solicitors — to ensure the loan contracts correctly reflected the trust structure and that no personal guarantees were required.
The Outcome
The facility was successfully arranged with a major bank. The syndicate acquired the warehouse portfolio with no directors guarantees, and all loan documentation was executed correctly on the first pass.
Non-Recourse
Structure
None
Guarantees
Lease-Doc
Facility Type
Major Bank
Lender
Client Testimonials
Hear from our satisfied clients
“Nick as a broker is part of my dream team for not only residential but especially commercial lending and has been nothing short of brilliant! Always calm under pressure and gets the job done. Very proactive and knowledge far superior to other brokers I've worked with. He's also got another option up his sleeve to ensure you achieve your goals. Absolutely no hesitation in recommending Nick for all things finance. Do yourself a favour and have a preliminary chat with Nick.”
Rachael
Commercial Lending
“Nick is an absolute gun at his job. I've been through many brokers over the years, and he is by far the best I've worked with. His knowledge in the commercial space is second to none, and the way he handles the process is completely seamless.”
P
Commercial Finance
“Nick is super professional and highly competent in his craft. He guided me with credible lending options and advice during my commercial property purchase journey. Highly recommended.”
ADS Rawal
Commercial Property
Ready to discuss your options? Get a response within 24 hours.
Start ApplicationFinancing Larger Residential Developments
Apartment construction requires substantial capital and specialist finance structured around development milestones. Our apartment finance covers projects from boutique 5-10 unit buildings through to larger multi-storey developments.
We work with lenders who understand apartment development including pre-construction requirements, progressive funding, quantity surveyor processes, and settlement coordination.
Structured for Development Success
Apartment finance is typically structured with land acquisition funding, construction contingencies, interest reserves, and professional fee allowances. This ensures adequate funding through the project lifecycle.
Presale requirements vary by lender and project risk profile. Some lenders require 100% debt cover from presales, while others offer more flexibility for quality developers and locations.
Discuss Your Apartment Construction Finance Needs
Our team specializes in finding the right lending solution for your unique situation. Get expert advice today.
Frequently Asked Questions
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