Speed. Creativity. Confidence.
Funding for business owners and property developers.
Bank, non-bank and private lenders — one broker who knows which door to knock on. We structure around your cash cycle and your exit, not a credit algorithm.
Trusted by Leading Australian Lenders
Part of our panel of 25+ lenders — including specialist and private funders not available through most brokers
Where do you fit?
Two very different conversations. Pick the one that sounds like you.
Not sure where your deal fits? Ask us.
This is an assessment, not an application. Nothing is submitted to a lender and it has no effect on your credit file.
Tell us the shape of the deal
What you need, roughly how much, and what it is for. Five fields — no documents at this stage.
We come back to you
Nick reviews it personally and responds within 24hr, including when the answer is that we are not the right fit.
You get a straight read
Which lenders are realistic, what they will want to see, and what it is likely to cost. Then you decide whether to proceed.
You deal with Nick. Not a call centre.
Banks that take six weeks to say no. Brokers who just forward your file to the same three lenders. Andorra Private exists because business owners and developers deserve better than that.
Nick founded Andorra Private after 8+ years in finance and has since arranged $200M+ across business, construction and private lending. He reads the deal himself, tells you straight whether it's fundable, and takes it to the lenders who will actually write it.
What Our Clients Say
Real reviews from real clients
“Nick as a broker is part of my dream team for not only residential but especially commercial lending and has been nothing short of brilliant! Always calm under pressure and gets the job done. Very proactive and knowledge far superior to other brokers I've worked with. He's also got another option up his sleeve to ensure you achieve your goals. Absolutely no hesitation in recommending Nick for all things finance. Do yourself a favour and have a preliminary chat with Nick.”
Rachael
Commercial Lending
“Nick is an absolute gun at his job. I've been through many brokers over the years, and he is by far the best I've worked with. His knowledge in the commercial space is second to none, and the way he handles the process is completely seamless.”
P
Commercial Finance
“Nick is super professional and highly competent in his craft. He guided me with credible lending options and advice during my commercial property purchase journey. Highly recommended.”
ADS Rawal
Commercial Property
“It was an absolute pleasure to work with Nick Clunes who was efficient, had outstanding communication and provided a great service to his clients. I look forward to working with you again soon Nick.”
Ben Wrigley
Business Owner
“As a business owner, the paperwork requirements were more stringent and we encountered every conceivable delay with our documents. However, Nick was an absolute star throughout the entire process — incredibly supportive, always easy to reach, and responded promptly. Despite the challenges, everything on Nick's side went smoothly and he played a crucial role in helping us secure a great rate.”
Alena
Business Owner
“Nick operates with super professionalism, kindness, and highly capable tools to streamline the process. The result? Achieving something nearly impossible!”
2nd Half Life Journey
Debt Restructure & Commercial Purchase
Recently Funded Deals
See what's possible with the right finance solution
*Based on real deals settled by Andorra Private. Details may be generalised for confidentiality.
Unregistered MIS — Industrial Warehouse Portfolio
The Scenario
A property syndicate structured as an unregistered managed investment scheme sought finance to acquire a portfolio of large industrial warehouses in regional Victoria.
The Challenge
The syndicate required non-recourse lending with no directors guarantees — a structure many lenders are unfamiliar with. Loan documentation needed to reflect the MIS trust structure correctly, requiring coordination between the client, their solicitor, and the bank's solicitor.
The Solution
We identified a major bank willing to provide a lease-doc facility on a non-recourse basis. We then worked closely with all parties — the client, their legal counsel, and the bank's solicitors — to ensure the loan contracts correctly reflected the trust structure and that no personal guarantees were required.
The Outcome
The facility was successfully arranged with a major bank. The syndicate acquired the warehouse portfolio with no directors guarantees, and all loan documentation was executed correctly on the first pass.
Non-Recourse
Structure
None
Guarantees
Lease-Doc
Facility Type
Major Bank
Lender
Our Process and How We Assist
We make getting the right finance simple and straightforward
Initial Consultation
We discuss your funding requirements and assess your situation to understand exactly what you need.
Solution Design
Our team crafts a tailored financing solution from our extensive network of lenders and private funders.
Fast Execution
We move quickly to secure approval and settlement, often within days rather than weeks.
Our Services
We offer a range of financing solutions tailored to your business needs
Ready to Get Started?
Contact us today to discuss your financing needs. We're here to help you find the right solution.
Looking for a Home Loan?
For residential home loans, refinancing, and first home buyer assistance, visit our sister company The Lending Lab for expert mortgage advice.