GST Loans for Commercial Property
Don't let GST hold up your commercial property purchase. Get 100% GST coverage with funds available at settlement, repaid when the ATO refunds after BAS lodgement.
Key Features
100% GST Coverage
Full coverage of the 10% GST on commercial purchases
No Credit Checks
Fast approval without credit assessment
Funds at Settlement
GST funding available when you need it
Simple Repayment
Repay when ATO refunds your GST claim
Recently Funded Deals
See what's possible with the right finance solution
*Based on real deals settled by Andorra Private. Details may be generalised for confidentiality.
Unregistered MIS — Industrial Warehouse Portfolio
The Scenario
A property syndicate structured as an unregistered managed investment scheme sought finance to acquire a portfolio of large industrial warehouses in regional Victoria.
The Challenge
The syndicate required non-recourse lending with no directors guarantees — a structure many lenders are unfamiliar with. Loan documentation needed to reflect the MIS trust structure correctly, requiring coordination between the client, their solicitor, and the bank's solicitor.
The Solution
We identified a major bank willing to provide a lease-doc facility on a non-recourse basis. We then worked closely with all parties — the client, their legal counsel, and the bank's solicitors — to ensure the loan contracts correctly reflected the trust structure and that no personal guarantees were required.
The Outcome
The facility was successfully arranged with a major bank. The syndicate acquired the warehouse portfolio with no directors guarantees, and all loan documentation was executed correctly on the first pass.
Non-Recourse
Structure
None
Guarantees
Lease-Doc
Facility Type
Major Bank
Lender
Client Testimonials
Hear from our satisfied clients
“Nick as a broker is part of my dream team for not only residential but especially commercial lending and has been nothing short of brilliant! Always calm under pressure and gets the job done. Very proactive and knowledge far superior to other brokers I've worked with. He's also got another option up his sleeve to ensure you achieve your goals. Absolutely no hesitation in recommending Nick for all things finance. Do yourself a favour and have a preliminary chat with Nick.”
Rachael
Commercial Lending
“Nick is an absolute gun at his job. I've been through many brokers over the years, and he is by far the best I've worked with. His knowledge in the commercial space is second to none, and the way he handles the process is completely seamless.”
P
Commercial Finance
“Nick is super professional and highly competent in his craft. He guided me with credible lending options and advice during my commercial property purchase journey. Highly recommended.”
ADS Rawal
Commercial Property
Ready to discuss your options? Get a response within 24 hours.
Start ApplicationHow GST Loans Work
When purchasing commercial property in Australia, you typically need to pay 10% GST on top of the purchase price. This GST is refundable from the ATO after you lodge your Business Activity Statement (BAS), but you need the cash upfront at settlement.
A GST loan bridges this gap by providing 100% of the GST amount at settlement. You then repay the loan when the ATO processes your GST refund, typically within the quarterly BAS cycle.
Who Uses GST Loans
GST loans are ideal for commercial property purchases including new builds, land purchases, and development site acquisitions. They are commonly used by property developers, investors, and businesses acquiring commercial premises.
By financing the GST component separately, you preserve your capital for other purposes and avoid tying up funds while waiting for the ATO refund.
Simple Three-Step Process
Step 1: Tell us the GST amount you need and share your transaction details. Step 2: Receive approval quickly with no credit checks required. Step 3: Funds are available at settlement, and you repay when the ATO refunds your GST.
The process is designed to be fast and straightforward, with a single monthly fee structure and no hidden costs.
Discuss Your GST Loans Needs
Our team specializes in finding the right lending solution for your unique situation. Get expert advice today.
Frequently Asked Questions
Ready to Get Started?
Start your application today and get a response within 24 hours from our finance specialists.