GST Loans for Commercial Property
Don't let GST hold up your commercial property purchase. Get 100% GST coverage with funds available at settlement, repaid when the ATO refunds after BAS lodgement.
Key Features
100% GST Coverage
Full coverage of the 10% GST on commercial purchases
No Credit Checks
Fast approval without credit assessment
Funds at Settlement
GST funding available when you need it
Simple Repayment
Repay when ATO refunds your GST claim
GST Loans Examples
See what's possible with the right finance solution
*These are illustrative examples based on realistic Australian scenarios, not specific client cases.
Developer Secures Development Site
The Scenario
A property developer purchasing a $950,000 development site needed $95,000 to cover the GST component at settlement.
The Challenge
The developer had committed available capital to the deposit and pre-development costs. Waiting for the quarterly BAS refund was not an option as settlement was imminent.
The Solution
A GST loan was arranged providing 100% of the GST amount. Approval was received within 24 hours with no credit checks required.
The Outcome
Settlement proceeded on schedule. The developer lodged their BAS at the end of the quarter, received the GST refund from the ATO, and repaid the facility in full.
$95K
GST Covered
24 hours
Approval
BAS Cycle
Repayment
Investor Acquires Warehouse
The Scenario
An investor purchasing a $650,000 industrial warehouse needed the $65,000 GST funded separately to preserve working capital for fit-out and tenant incentives.
The Challenge
The investor wanted to maintain liquidity for property improvements rather than tying up capital in GST that would be refunded within months.
The Solution
A GST loan was provided with a single monthly fee structure. The straightforward process required no credit checks and funds were available at settlement.
The Outcome
The investor settled the property, completed the fit-out, secured a tenant, and repaid the GST loan when the ATO processed the refund after their next BAS lodgement.
$65K
GST Covered
Same week
Settlement
None
Credit Check
Client Testimonials
Hear from our satisfied clients
“Nick is always available to take your calls and provides knowledgeable guidance throughout the entire process.”
Terry M.
Refinancing
“The experience was straightforward - nothing was too difficult and any request was handled promptly by Nick.”
Gabi Y.
Home Loan
“Nick was very thorough from start to end while maintaining quick responsiveness. Highly recommend.”
Nayer G.
Investment Property
Ready to discuss your options? Get a response within 24 hours.
Start ApplicationHow GST Loans Work
When purchasing commercial property in Australia, you typically need to pay 10% GST on top of the purchase price. This GST is refundable from the ATO after you lodge your Business Activity Statement (BAS), but you need the cash upfront at settlement.
A GST loan bridges this gap by providing 100% of the GST amount at settlement. You then repay the loan when the ATO processes your GST refund, typically within the quarterly BAS cycle.
Who Uses GST Loans
GST loans are ideal for commercial property purchases including new builds, land purchases, and development site acquisitions. They are commonly used by property developers, investors, and businesses acquiring commercial premises.
By financing the GST component separately, you preserve your capital for other purposes and avoid tying up funds while waiting for the ATO refund.
Simple Three-Step Process
Step 1: Tell us the GST amount you need and share your transaction details. Step 2: Receive approval quickly with no credit checks required. Step 3: Funds are available at settlement, and you repay when the ATO refunds your GST.
The process is designed to be fast and straightforward, with a single monthly fee structure and no hidden costs.
Discuss Your GST Loans Needs
Our team specializes in finding the right lending solution for your unique situation. Get expert advice today.
Frequently Asked Questions
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