SMSF Commercial Loans
Commercial property finance for self-managed super funds. We arrange compliant SMSF lending for commercial property investment.
Key Features
SMSF Compliant
Lending structures that meet superannuation requirements
Commercial Property
Finance for office, retail, industrial, and mixed-use
Business Premises
Purchase premises for your own business use
Limited Recourse
Limited recourse borrowing arrangement (LRBA) structure
Client Testimonials
Hear from our satisfied clients
“Nick is always available to take your calls and provides knowledgeable guidance throughout the entire process.”
Terry M.
Refinancing
“The experience was straightforward - nothing was too difficult and any request was handled promptly by Nick.”
Gabi Y.
Home Loan
“Nick was very thorough from start to end while maintaining quick responsiveness. Highly recommend.”
Nayer G.
Investment Property
Ready to discuss your options? Get a response within 24 hours.
Start ApplicationSMSF Property Investment
Self-managed super funds can invest in commercial property, providing diversification and potentially higher yields than traditional investments. Commercial property can include offices, retail, industrial, and mixed-use buildings.
SMSF commercial property lending requires specific structures to comply with superannuation legislation. We work with lenders experienced in SMSF lending to ensure compliance.
Limited Recourse Borrowing
SMSF property loans must be structured as Limited Recourse Borrowing Arrangements (LRBAs). This means the lender can only recover against the property if the SMSF defaults, not against other fund assets.
This structure requires a bare trust to hold the property until the loan is repaid, at which point ownership transfers to the SMSF. We can explain this process and connect you with appropriate legal advice.
Business Real Property
An SMSF can purchase commercial property that your business occupies, known as business real property. Your business then pays market rent to your SMSF, providing a tax-effective way to fund your retirement.
This strategy requires careful structuring and professional advice. We can arrange the finance component and introduce you to SMSF specialists for the broader strategy.
Discuss Your SMSF Commercial Loans Needs
Our team specializes in finding the right lending solution for your unique situation. Get expert advice today.
Frequently Asked Questions
Ready to Get Started?
Start your application today and get a response within 24 hours from our finance specialists.