Finance for Retail & E-Commerce
Inventory finance, working capital, business expansion funding, and merchant cash advance for bricks-and-mortar and online retailers.
Industry Challenges We Solve
We understand the unique financing challenges faced by retail & e-commerce businesses.
Inventory Funding
Purchasing stock ahead of demand — particularly for seasonal peaks — ties up significant working capital.
Cash Flow Timing
The gap between paying suppliers and receiving customer payments creates ongoing cash flow pressure.
Business Expansion
Opening new locations, launching online channels, or expanding product lines requires upfront capital.
Fit-Out & Renovations
Retail premises require regular fit-outs, refurbishments, and upgrades to remain competitive.
Our Finance Solutions
Purpose-built funding options to address your specific industry needs.
Working Capital
Lines of credit and unsecured loans to manage inventory purchases and operational costs.
Merchant Cash Advance
Funding based on your card transaction volume, repaid as a percentage of daily sales.
Business Expansion Finance
Funding for new locations, e-commerce platforms, and market expansion.
Commercial Property
Finance for purchasing retail premises or commercial property for your business.
What Our Clients Say
Hear from businesses we've helped
“Nick as a broker is part of my dream team for not only residential but especially commercial lending and has been nothing short of brilliant! Always calm under pressure and gets the job done. Very proactive and knowledge far superior to other brokers I've worked with. He's also got another option up his sleeve to ensure you achieve your goals. Absolutely no hesitation in recommending Nick for all things finance. Do yourself a favour and have a preliminary chat with Nick.”
Rachael
Commercial Lending
“Nick is an absolute gun at his job. I've been through many brokers over the years, and he is by far the best I've worked with. His knowledge in the commercial space is second to none, and the way he handles the process is completely seamless.”
P
Commercial Finance
“Nick is super professional and highly competent in his craft. He guided me with credible lending options and advice during my commercial property purchase journey. Highly recommended.”
ADS Rawal
Commercial Property
Ready to discuss your options? Get a response within 24 hours.
Start ApplicationFinance for Australian Retailers
Retail and e-commerce businesses operate in a fast-moving environment where cash flow timing is critical. Whether you are a bricks-and-mortar retailer, an online store, or a multi-channel business, having the right finance in place allows you to purchase inventory, invest in growth, and manage seasonal fluctuations.
We work with lenders who understand retail business models and can provide funding solutions matched to your sales cycles and revenue patterns.
Inventory and Supply Chain Finance
Purchasing stock ahead of peak trading periods — whether that is Christmas, EOFY sales, or seasonal demand — requires capital. Our working capital solutions help retailers fund inventory purchases without depleting cash reserves.
For businesses importing products, we can also arrange trade finance and letters of credit to support your international supply chain.
Growth and Expansion Funding
Whether you are opening a second location, investing in an e-commerce platform, or expanding your product range, we arrange the finance to support your growth plans. Our business expansion finance options include secured and unsecured facilities depending on your situation.
For retailers purchasing their own premises, we can arrange commercial property loans to help you build equity rather than paying rent.
Discuss Your Retail & E-Commerce Finance Needs
Our team specializes in finding the right lending solution for your unique situation. Get expert advice today.
Frequently Asked Questions
Related Finance Solutions
Explore our full range of services available for your business.
Ready to Get Started?
Start your application today and get a response within 24 hours from our finance specialists.